Card Optimizer

Best credit card for Equinox

We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase at Equinox on October 19, 2026, by the dollar value of what each earns.

See which of your cards wins at Equinox

Top cards at Equinox

Equinox counts as gyms unless a card has a bonus for the store itself.

  1. U.S. Bank Cash+ Visa Signature

    Top pick5% back · $0 annual fee

    $5.00 on $100

    • 5% cash back on gyms.
    • A category you picked for this card.
    • Counted with Gyms and fitness centers picked as its 5% category.
    • The bonus rate covers up to $2,000 of spend a quarter.

  2. Chase World of Hyatt

    3.4% back · $95 annual fee

    $3.40 on $100

    • 2x points on gyms.
    • 200 World of Hyatt points valued at 1.7¢ each.

  3. American Express Blue Business Plus

    3% back · $0 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Amex Membership Rewards points valued at 1.5¢ each.

  4. Robinhood Gold Card

    3% back · $0 annual fee

    $3.00 on $100

    • 3% cash back base rate.

  5. Bilt Palladium

    3% back · $495 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Bilt points valued at 1.5¢ each.

  6. Citi Double Cash

    2.8% back · $0 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Citi ThankYou points valued at 1.4¢ each.

  7. Capital One Venture Business

    2.8% back · $95 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  8. Capital One Venture Rewards

    2.8% back · $95 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  9. Capital One Venture X Business

    2.8% back · $395 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  10. Capital One Venture X Rewards

    2.8% back · $395 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.