Card combos
Best credit card combos
Two or three cards, each used where it earns the most, usually beat any one card. These pages run a year of typical U.S. household spending through every combo we can build from the 106 cards we track, counting caps, fees and points that pool for travel. The best single card, Robinhood Gold Card, keeps $619. Rankings are never paid for.
- 106 cards
- $22,300 yearly spend
- 0 paid placements
Best combos for typical spending
-
Best two-card credit card combo
Citi Double Cash + Citi Strata Premier
$704 a year after fees
-
Best three-card credit card combo
Amex Blue Cash Preferred + Citi Double Cash + Citi Strata Premier
$717 a year after fees
-
Best no-annual-fee card combo
Barclays Wyndham Earner + Wells Fargo Active Cash
$571 a year
-
Best no-annual-fee three-card combo
Citi Strata + U.S. Bank Altitude Go + Wells Fargo Active Cash
$610 a year
Popular combos
- Chase Sapphire Preferred + Chase Freedom Unlimited
- Chase Sapphire Preferred + Chase Freedom Unlimited + Chase Freedom Flex
- Chase Sapphire Reserve + Chase Freedom Unlimited + Chase Freedom Flex
- Amex Platinum + Amex Gold + Amex Blue Business Plus
- Citi Strata Premier + Citi Double Cash
- Capital One Venture X + Capital One Savor
- Amex Blue Cash Preferred + Citi Double Cash
- Wells Fargo Autograph + Wells Fargo Active Cash
Best card to pair with
- Amex Gold
- Chase Sapphire Preferred
- Chase Sapphire Reserve
- Amex Platinum
- Capital One Venture X
- Capital One Venture
- Citi Strata Premier
- Wells Fargo Autograph
- Capital One Savor
- Bilt Obsidian
- Amex Blue Cash Preferred
- Amex Blue Cash Everyday
- Chase Freedom Unlimited
- Citi Double Cash
- Wells Fargo Active Cash
- Chase Freedom Flex
- Discover it Cash Back
- Capital One Quicksilver
- Apple Card
- Amex Blue Business Plus
Every card review links to its best partner too.
Already carry a few cards?
Pick the cards in your wallet and see which one to use for any purchase.