Card Optimizer

Best credit card for Lyft

We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase at Lyft on October 19, 2026, by the dollar value of what each earns.

See which of your cards wins at Lyft

Top cards at Lyft

Lyft counts as transit unless a card has a bonus for the store itself.

  1. Chase Ink Business Cash

    Top pick7.5% back · $0 annual fee

    $7.50 on $100

    • 5x points at Lyft.
    • Limited-time bonus through 2027-09-30.
    • 500 Chase Ultimate Rewards points valued at 1.5¢ each.

  2. Chase Ink Business Unlimited

    7.5% back · $0 annual fee

    $7.50 on $100

    • 5x points at Lyft.
    • Limited-time bonus through 2027-09-30.
    • 500 Chase Ultimate Rewards points valued at 1.5¢ each.

  3. Chase Ink Business Preferred

    7.5% back · $95 annual fee

    $7.50 on $100

    • 5x points at Lyft.
    • Limited-time bonus through 2027-09-30.
    • 500 Chase Ultimate Rewards points valued at 1.5¢ each.

  4. Chase Sapphire Preferred

    7.5% back · $95 annual fee

    $7.50 on $100

    • 5x points at Lyft.
    • Limited-time bonus through 2027-09-30.
    • 500 Chase Ultimate Rewards points valued at 1.5¢ each.

  5. Chase Sapphire Reserve

    7.5% back · $795 annual fee

    $7.50 on $100

    • 5x points at Lyft.
    • Limited-time bonus through 2027-09-30.
    • 500 Chase Ultimate Rewards points valued at 1.5¢ each.

  6. Chase Sapphire Reserve for Business

    7.5% back · $795 annual fee

    $7.50 on $100

    • 5x points at Lyft.
    • Limited-time bonus through 2027-09-30.
    • 500 Chase Ultimate Rewards points valued at 1.5¢ each.

  7. Bilt Palladium

    6% back · $495 annual fee

    $6.00 on $100

    • 4x points at Lyft.
    • 400 Bilt points valued at 1.5¢ each.

  8. American Express Business Gold Card

    6% back · $375 annual fee

    $6.00 on $100

    • 4x points on transit.
    • A category you picked for this card.
    • 400 Amex Membership Rewards points valued at 1.5¢ each.
    • Counted with Transit picked as its Top two 4x categories.
    • The bonus rate covers up to $150,000 of spend a year.

  9. U.S. Bank Cash+ Visa Signature

    5% back · $0 annual fee

    $5.00 on $100

    • 5% cash back on transit.
    • A category you picked for this card.
    • Counted with Ground transportation picked as its 5% category.
    • The bonus rate covers up to $2,000 of spend a quarter.

  10. Bilt Blue

    4.5% back · $0 annual fee

    $4.50 on $100

    • 3x points at Lyft.
    • 300 Bilt points valued at 1.5¢ each.