Card Optimizer

Best credit card for TJ Maxx

We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase at TJ Maxx on October 19, 2026, by the dollar value of what each earns.

See which of your cards wins at TJ Maxx

Top cards at TJ Maxx

TJ Maxx counts as clothing stores unless a card has a bonus for the store itself.

  1. U.S. Bank Cash+ Visa Signature

    Top pick5% back · $0 annual fee

    $5.00 on $100

    • 5% cash back on clothing stores.
    • A category you picked for this card.
    • Counted with Select clothing stores picked as its 5% category.
    • The bonus rate covers up to $2,000 of spend a quarter.

  2. American Express Blue Business Plus

    3% back · $0 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Amex Membership Rewards points valued at 1.5¢ each.

  3. Robinhood Gold Card

    3% back · $0 annual fee

    $3.00 on $100

    • 3% cash back base rate.

  4. Bilt Palladium

    3% back · $495 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Bilt points valued at 1.5¢ each.

  5. Citi Double Cash

    2.8% back · $0 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Citi ThankYou points valued at 1.4¢ each.

  6. Capital One Venture Business

    2.8% back · $95 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  7. Capital One Venture Rewards

    2.8% back · $95 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  8. Capital One Venture X Business

    2.8% back · $395 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  9. Capital One Venture X Rewards

    2.8% back · $395 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  10. Chase Freedom Unlimited

    2.25% back · $0 annual fee

    $2.25 on $100

    • 1.5x points base rate.
    • 150 Chase Ultimate Rewards points valued at 1.5¢ each.