Best credit card for Wayfair
We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase at Wayfair on October 19, 2026, by the dollar value of what each earns.
See which of your cards wins at WayfairTop cards at Wayfair
Usually codes as a furniture store, though some issuers treat it as online shopping.
Wayfair counts as furniture stores unless a card has a bonus for the store itself.
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U.S. Bank Cash+ Visa Signature
$5.00 on $100
- 5% cash back on furniture stores.
- A category you picked for this card.
- Counted with Furniture stores picked as its 5% category.
- The bonus rate covers up to $2,000 of spend a quarter.
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American Express Blue Business Plus
$3.00 on $100
- 2x points base rate.
- 200 Amex Membership Rewards points valued at 1.5¢ each.
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Robinhood Gold Card
$3.00 on $100
- 3% cash back base rate.
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Bilt Palladium
$3.00 on $100
- 2x points base rate.
- 200 Bilt points valued at 1.5¢ each.
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Bank of America Customized Cash Rewards
$3.00 on $100
- 3% cash back on furniture stores.
- A category you picked for this card.
- Counted with Home improvement and furnishings picked as its 3% category.
- The bonus rate covers up to $2,500 of spend a quarter.
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Citi Double Cash
$2.80 on $100
- 2x points base rate.
- 200 Citi ThankYou points valued at 1.4¢ each.
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Capital One Venture Business
$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
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Capital One Venture Rewards
$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
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Capital One Venture X Business
$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
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Capital One Venture X Rewards
$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.