Card Optimizer

Best credit card for Ace Hardware

The card that earns the most on a $100 purchase at Ace Hardware, out of the 106 cards we track.

Top pick

American Express Blue Business Plus

$3.00 on $100

3% back · $0 annual fee

  • 2x points base rate.
  • 200 Amex Membership Rewards points valued at 1.5¢ each.
See which of your cards wins at Ace Hardware

Also worth a look

  • Runner-up

    Apple Apple Card

    $3.00 on $100

    3% back · $0 annual fee

  • Also good

    Robinhood Gold Card

    $3.00 on $100

    3% back · $0 annual fee · needs Robinhood Gold ($50 a year)

  • Also good

    Bilt Palladium

    $3.00 on $100

    3% back · $495 annual fee

See the top 10 at Ace Hardware with rates, fees and why each earns what it does

  1. American Express Blue Business Plus

    3% back · $0 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Amex Membership Rewards points valued at 1.5¢ each.

  2. Apple Apple Card

    3% back · $0 annual fee

    $3.00 on $100

    • 3% cash back at Ace Hardware.

  3. Robinhood Gold Card

    3% back · $0 annual fee · needs Robinhood Gold ($50 a year)

    $3.00 on $100

    • 3% cash back base rate.

  4. Bilt Palladium

    3% back · $495 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Bilt points valued at 1.5¢ each.

  5. American Express Business Platinum Card

    3% back · $895 annual fee

    $3.00 on $100

    • 2x points on home improvement.
    • 200 Amex Membership Rewards points valued at 1.5¢ each.

  6. Bank of America Customized Cash Rewards

    3% back · $0 annual fee

    $3.00 on $100

    • 3% cash back on home improvement.
    • A category you picked for this card.
    • Counted with Home improvement and furnishings picked as its 3% category.
    • The bonus rate covers up to $2,500 of spend a quarter.

  7. Citi Double Cash

    2.8% back · $0 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Citi ThankYou points valued at 1.4¢ each.

  8. Capital One Venture Business

    2.8% back · $95 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  9. Capital One Venture Rewards

    2.8% back · $95 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  10. Capital One Venture X Business

    2.8% back · $395 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.