Best credit card for Home Depot
We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase at Home Depot on October 19, 2026, by the dollar value of what each earns.
See which of your cards wins at Home DepotTop cards at Home Depot
Home Depot counts as home improvement unless a card has a bonus for the store itself.
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American Express Blue Business Plus
$3.00 on $100
- 2x points base rate.
- 200 Amex Membership Rewards points valued at 1.5¢ each.
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Robinhood Gold Card
$3.00 on $100
- 3% cash back base rate.
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Bilt Palladium
$3.00 on $100
- 2x points base rate.
- 200 Bilt points valued at 1.5¢ each.
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American Express Business Platinum Card
$3.00 on $100
- 2x points on home improvement.
- 200 Amex Membership Rewards points valued at 1.5¢ each.
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Bank of America Customized Cash Rewards
$3.00 on $100
- 3% cash back on home improvement.
- A category you picked for this card.
- Counted with Home improvement and furnishings picked as its 3% category.
- The bonus rate covers up to $2,500 of spend a quarter.
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Citi Double Cash
$2.80 on $100
- 2x points base rate.
- 200 Citi ThankYou points valued at 1.4¢ each.
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Capital One Venture Business
$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
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Capital One Venture Rewards
$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
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Capital One Venture X Business
$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
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Capital One Venture X Rewards
$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.