Best credit card for Apple Music

We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase at Apple Music on October 19, 2026, by the dollar value of what each earns.

See which of your cards wins at Apple Music

Top cards at Apple Music

Apple Music counts as streaming unless a card has a bonus for the store itself.

1
American Express Blue Cash Preferred

Top pick6% back · $95 annual fee

$6.00 on $100
- 6% cash back on streaming.
2
U.S. Bank Cash+ Visa Signature

5% back · $0 annual fee

$5.00 on $100
- 5% cash back on streaming.
- A category you picked for this card.
- Counted with TV, internet and streaming picked as its 5% category.
- The bonus rate covers up to $2,000 of spend a quarter.
3
Chase Sapphire Preferred

4.5% back · $95 annual fee

$4.50 on $100
- 3x points on streaming.
- 300 Chase Ultimate Rewards points valued at 1.5¢ each.
4
Citi Strata

4.2% back · $0 annual fee

$4.20 on $100
- 3x points on streaming.
- 300 Citi ThankYou points valued at 1.4¢ each.
5
American Express Blue Business Plus

3% back · $0 annual fee

$3.00 on $100
- 2x points base rate.
- 200 Amex Membership Rewards points valued at 1.5¢ each.
6
Apple Apple Card

3% back · $0 annual fee

$3.00 on $100
- 3% cash back at Apple Music.
7
Capital One Savor

3% back · $0 annual fee

$3.00 on $100
- 3% cash back on streaming.
8
Robinhood Gold Card

3% back · $0 annual fee

$3.00 on $100
- 3% cash back base rate.
9
Wells Fargo Autograph

3% back · $0 annual fee

$3.00 on $100
- 3x points on streaming.
- 300 Wells Fargo Rewards points valued at 1¢ each.
10
Bilt Palladium

3% back · $495 annual fee

$3.00 on $100
- 2x points base rate.
- 200 Bilt points valued at 1.5¢ each.