American Express Blue Cash Preferred review
A strong pick if you spend a lot on streaming and groceries, where it's among the top three of the 106 cards we track.
- Updated October 16, 2026
- $95 annual fee
- Earns Cash back
- 106 cards compared
Who it suits
American Express Blue Cash Preferred
- #1 of 106 for streaming: $6.00 back on $100 (6%).
- #2 of 106 for groceries: $6.00 back on $100 (6%). The bonus rate covers up to $6,000 of spend a year.
- Its $95 yearly cost pays for itself after about $9,500 a year on streaming, compared with the best card with no annual fee.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on streamingWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $1.00 1% | #102 of 106 |
| Groceries | $6.00 6% | #2 of 106 |
| Gas | $3.00 3% | #9 of 106 |
| Travel | $1.00 1% | #84 of 106 |
| Airfare | $1.00 1% | #84 of 106 |
| Hotels | $1.00 1% | #84 of 106 |
| Transit | $3.00 3% | #9 of 106 |
| Streaming | $6.00 6% | #1 of 106 |
| Drugstores | $1.00 1% | #80 of 106 |
| Online shopping | $1.00 1% | #80 of 106 |
| Wholesale clubs | $1.00 1% | #79 of 106 |
| Everything else | $1.00 1% | #78 of 106 |