Card Optimizer

Best credit card for online shopping

We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase on online shopping on October 19, 2026, by the dollar value of what each earns.

See which of your cards wins on online shopping

Top cards on online shopping

  1. American Express Blue Business Plus

    Top pick3% back · $0 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Amex Membership Rewards points valued at 1.5¢ each.

  2. Robinhood Gold Card

    3% back · $0 annual fee

    $3.00 on $100

    • 3% cash back base rate.

  3. Bilt Palladium

    3% back · $495 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Bilt points valued at 1.5¢ each.

  4. American Express Blue Cash Everyday

    3% back · $0 annual fee

    $3.00 on $100

    • 3% cash back on online shopping.
    • The bonus rate covers up to $6,000 of spend a year.

  5. Bank of America Customized Cash Rewards

    3% back · $0 annual fee

    $3.00 on $100

    • 3% cash back on online shopping.
    • A category you picked for this card.
    • Counted with Online shopping picked as its 3% category.
    • The bonus rate covers up to $2,500 of spend a quarter.

  6. Citi Double Cash

    2.8% back · $0 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Citi ThankYou points valued at 1.4¢ each.

  7. Capital One Venture Business

    2.8% back · $95 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  8. Capital One Venture Rewards

    2.8% back · $95 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  9. Capital One Venture X Business

    2.8% back · $395 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.

  10. Capital One Venture X Rewards

    2.8% back · $395 annual fee

    $2.80 on $100

    • 2x points base rate.
    • 200 Capital One Miles valued at 1.4¢ each.