Best credit card for PetSmart

We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase at PetSmart on October 19, 2026, by the dollar value of what each earns.

See which of your cards wins at PetSmart

Top cards at PetSmart

PetSmart counts as other unless a card has a bonus for the store itself.

1
American Express Blue Business Plus

Top pick3% back · $0 annual fee

$3.00 on $100
- 2x points base rate.
- 200 Amex Membership Rewards points valued at 1.5¢ each.
2
Robinhood Gold Card

3% back · $0 annual fee

$3.00 on $100
- 3% cash back base rate.
3
Bilt Palladium

3% back · $495 annual fee

$3.00 on $100
- 2x points base rate.
- 200 Bilt points valued at 1.5¢ each.
4
Citi Double Cash

2.8% back · $0 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Citi ThankYou points valued at 1.4¢ each.
5
Capital One Venture Business

2.8% back · $95 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
6
Capital One Venture Rewards

2.8% back · $95 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
7
Capital One Venture X Business

2.8% back · $395 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
8
Capital One Venture X Rewards

2.8% back · $395 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
9
Chase Freedom Unlimited

2.25% back · $0 annual fee

$2.25 on $100
- 1.5x points base rate.
- 150 Chase Ultimate Rewards points valued at 1.5¢ each.
10
Chase Ink Business Unlimited

2.25% back · $0 annual fee

$2.25 on $100
- 1.5x points base rate.
- 150 Chase Ultimate Rewards points valued at 1.5¢ each.