Best credit card for Target

We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase at Target on October 19, 2026, by the dollar value of what each earns.

See which of your cards wins at Target

Top cards at Target

Issuers usually exclude Target from grocery bonuses, so it earns the base rate.

Target counts as other unless a card has a bonus for the store itself.

1
TD Bank Target Circle Mastercard

Top pick5% back · $0 annual fee

$5.00 on $100
- 5% cash back at Target.
2
American Express Blue Business Plus

3% back · $0 annual fee

$3.00 on $100
- 2x points base rate.
- 200 Amex Membership Rewards points valued at 1.5¢ each.
3
Robinhood Gold Card

3% back · $0 annual fee

$3.00 on $100
- 3% cash back base rate.
4
Bilt Palladium

3% back · $495 annual fee

$3.00 on $100
- 2x points base rate.
- 200 Bilt points valued at 1.5¢ each.
5
Citi Double Cash

2.8% back · $0 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Citi ThankYou points valued at 1.4¢ each.
6
Capital One Venture Business

2.8% back · $95 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
7
Capital One Venture Rewards

2.8% back · $95 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
8
Capital One Venture X Business

2.8% back · $395 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
9
Capital One Venture X Rewards

2.8% back · $395 annual fee

$2.80 on $100
- 2x points base rate.
- 200 Capital One Miles valued at 1.4¢ each.
10
Chase Freedom Unlimited

2.25% back · $0 annual fee

$2.25 on $100
- 1.5x points base rate.
- 150 Chase Ultimate Rewards points valued at 1.5¢ each.