Citi Strata Premier review
Its best category is gas, at 4.2% back, though other cards earn more there.
- Updated October 16, 2026
- $95 annual fee
- Earns Citi ThankYou
- 106 cards compared
Who it suits
Citi Strata Premier
- Earns the most on gas: $4.20 back on $100, #5 of 106.
- It costs $95 a year, and USAA Cashback Rewards Plus American Express, with no annual fee, earns as much or more on gas right now.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on gasWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $4.20 4.2% | #10 of 106 |
| Groceries | $4.20 4.2% | #6 of 106 |
| Gas | $4.20 4.2% | #5 of 106 |
| Travel | $1.40 1.4% | #65 of 106 |
| Airfare | $4.20 4.2% | #7 of 106 |
| Hotels | $4.20 4.2% | #6 of 106 |
| Transit | $1.40 1.4% | #74 of 106 |
| Streaming | $1.40 1.4% | #70 of 106 |
| Drugstores | $1.40 1.4% | #60 of 106 |
| Online shopping | $1.40 1.4% | #60 of 106 |
| Wholesale clubs | $1.40 1.4% | #59 of 106 |
| Everything else | $1.40 1.4% | #58 of 106 |