Capital One Venture X + Capital One Savor
Used together, each card where it earns the most, these keep $250 a year after fees on typical spending: $369 less than the best single card, Robinhood Gold Card.
- Updated October 16, 2026
- $22,300 a year of spending
- Rankings are never paid for
The combo
Keeps $250 a year after fees
- Earns $645 a year on the spending below; fees come to $395.
- That's $369 less than the best single card, Robinhood Gold Card ($619).
- Card credits and perks such as lounge access aren't counted. For many people they're what makes a premium card's fee worth paying.
Rates change, so verify them with the issuer before you apply.
The cards
-
Use for gas, travel, drugstores and everything else
$342 a year
Card details at Capital One -
Use for groceries and dining
$303 a year
Which card to use
A year of spending, each purchase on the card that earns the most on it. When a bonus runs out at its cap, the rest goes on the next best card.
| Category | Spend a year | Use | Earns |
|---|---|---|---|
| Groceries | $6,200 | Capital One Savor | $186 3% |
| Dining | $3,900 | Capital One Savor | $117 3% |
| Gas | $2,400 | Capital One Venture X | $67 2.8% |
| Travel | $2,500 | Capital One Venture X | $70 2.8% |
| Drugstores | $700 | Capital One Venture X | $20 2.8% |
| Everything else | $6,600 | Capital One Venture X | $185 2.8% |
| Total | $22,300 | $645 |