Capital One Venture X Rewards review
A simple card that earns 2.8% back on everything, with no categories to track.
- Updated October 16, 2026
- $395 annual fee
- Earns Capital One Miles
- 106 cards compared
Who it suits
Capital One Venture X Rewards
- Earns $2.80 back on every $100, #4 of 106 for purchases outside any bonus category.
- It costs $395 a year, and American Express Blue Business Plus, with no annual fee, earns as much or more on everything else right now.
Rates change, so verify them with the issuer before you apply.
Card details at Capital One See if it beats your cards on everything elseWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $2.80 2.8% | #36 of 106 |
| Groceries | $2.80 2.8% | #21 of 106 |
| Gas | $2.80 2.8% | #23 of 106 |
| Travel | $2.80 2.8% | #15 of 106 |
| Airfare | $2.80 2.8% | #22 of 106 |
| Hotels | $2.80 2.8% | #19 of 106 |
| Transit | $2.80 2.8% | #21 of 106 |
| Streaming | $2.80 2.8% | #11 of 106 |
| Drugstores | $2.80 2.8% | #8 of 106 |
| Online shopping | $2.80 2.8% | #6 of 106 |
| Wholesale clubs | $2.80 2.8% | #4 of 106 |
| Everything else | $2.80 2.8% | #4 of 106 |