Capital One Quicksilver vs Chase Freedom Unlimited
Chase Freedom Unlimited earns more on dining, drugstores, groceries and 9 more categories, and Capital One Quicksilver Cash Rewards never earns more.
- Updated October 16, 2026
- 12 categories compared
- No sponsored picks
Which one suits you
-
Pick it if
Capital One Quicksilver Cash Rewards
You already hold it: Chase Freedom Unlimited earns as much or more everywhere here.
-
Pick it if
You want the most back: it earns as much or more in every category here.
Neither has an annual fee, so pick on where you spend.
Rates change, so verify them with the issuer before you apply.
Category by category
What each card earns on a $100 purchase, with points at typical values and every bonus cap unused.
| Category | Capital One Quicksilver Cash Rewards | Chase Freedom Unlimited | Earns more |
|---|---|---|---|
| Dining | $1.50 1.5% | $4.50 4.5% | Chase Freedom Unlimited (+$3.00) |
| Groceries | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Gas | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Travel | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Airfare | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Hotels | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Transit | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Streaming | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Drugstores | $1.50 1.5% | $4.50 4.5% | Chase Freedom Unlimited (+$3.00) |
| Online shopping | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Wholesale clubs | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Everything else | $1.50 1.5% | $2.25 2.25% | Chase Freedom Unlimited (+$0.75) |
| Annual fee | $0 | $0 |