Card Optimizer

Best credit card for Exxon

We ranked all 106 cards in Card Optimizer's catalog for a $100 purchase at Exxon on October 19, 2026, by the dollar value of what each earns.

See which of your cards wins at Exxon

Top cards at Exxon

Exxon counts as gas unless a card has a bonus for the store itself.

  1. American Express Business Gold Card

    Top pick6% back · $375 annual fee

    $6.00 on $100

    • 4x points on gas.
    • American Express's default category until you pick one.
    • 400 Amex Membership Rewards points valued at 1.5¢ each.
    • The bonus rate covers up to $150,000 of spend a year.

  2. Synchrony Sam's Club Mastercard

    5% back · $0 annual fee

    $5.00 on $100

    • 5% cash back on gas.
    • The bonus rate covers up to $6,000 of spend a year.

  3. USAA Cashback Rewards Plus American Express

    5% back · $0 annual fee

    $5.00 on $100

    • 5% cash back on gas.
    • The bonus rate covers up to $3,000 of spend a year.

  4. Chase Sapphire Preferred

    4.5% back · $95 annual fee

    $4.50 on $100

    • 3x points on gas.
    • 300 Chase Ultimate Rewards points valued at 1.5¢ each.

  5. Citi Strata

    4.2% back · $0 annual fee

    $4.20 on $100

    • 3x points on gas.
    • 300 Citi ThankYou points valued at 1.4¢ each.

  6. Citi Strata Premier

    4.2% back · $95 annual fee

    $4.20 on $100

    • 3x points on gas.
    • 300 Citi ThankYou points valued at 1.4¢ each.

  7. Synchrony Verizon Visa

    4% back · $0 annual fee

    $4.00 on $100

    • 4% cash back on gas.

  8. Citi Costco Anywhere Visa

    4% back · $0 annual fee

    $4.00 on $100

    • 4% cash back on gas.
    • The bonus rate covers up to $7,000 of spend a year.

  9. American Express Blue Business Plus

    3% back · $0 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Amex Membership Rewards points valued at 1.5¢ each.

  10. Apple Apple Card

    3% back · $0 annual fee

    $3.00 on $100

    • 3% cash back at Exxon.