Card Optimizer

Best credit card for Murphy USA

The card that earns the most on a $100 purchase at Murphy USA, out of the 106 cards we track.

Top pick

American Express Business Gold Card

$6.00 on $100

6% back · $375 annual fee

  • 4x points on gas.
  • American Express's default category until you pick one.
  • 400 Amex Membership Rewards points valued at 1.5¢ each.
  • The bonus rate covers up to $150,000 of spend a year.
See which of your cards wins at Murphy USA

Also worth a look

  • Runner-up

    USAA Cashback Rewards Plus American Express

    $5.00 on $100

    5% back · $0 annual fee

  • Also good

    Synchrony Sam's Club Mastercard

    $5.00 on $100

    5% back · $0 annual fee · needs Sam's Club ($60 a year)

  • Also good

    Chase Sapphire Preferred

    $4.50 on $100

    4.5% back · $95 annual fee

See the top 10 at Murphy USA with rates, fees and why each earns what it does

  1. American Express Business Gold Card

    6% back · $375 annual fee

    $6.00 on $100

    • 4x points on gas.
    • American Express's default category until you pick one.
    • 400 Amex Membership Rewards points valued at 1.5¢ each.
    • The bonus rate covers up to $150,000 of spend a year.

  2. USAA Cashback Rewards Plus American Express

    5% back · $0 annual fee

    $5.00 on $100

    • 5% cash back on gas.
    • The bonus rate covers up to $3,000 of spend a year.

  3. Synchrony Sam's Club Mastercard

    5% back · $0 annual fee · needs Sam's Club ($60 a year)

    $5.00 on $100

    • 5% cash back on gas.
    • The bonus rate covers up to $6,000 of spend a year.

  4. Chase Sapphire Preferred

    4.5% back · $95 annual fee

    $4.50 on $100

    • 3x points on gas.
    • 300 Chase Ultimate Rewards points valued at 1.5¢ each.

  5. Citi Strata

    4.2% back · $0 annual fee

    $4.20 on $100

    • 3x points on gas.
    • 300 Citi ThankYou points valued at 1.4¢ each.

  6. Citi Strata Premier

    4.2% back · $95 annual fee

    $4.20 on $100

    • 3x points on gas.
    • 300 Citi ThankYou points valued at 1.4¢ each.

  7. Synchrony Verizon Visa

    4% back · $0 annual fee

    $4.00 on $100

    • 4% cash back on gas.

  8. Citi Costco Anywhere Visa

    4% back · $0 annual fee · needs Costco ($65 a year)

    $4.00 on $100

    • 4% cash back on gas.
    • The bonus rate covers up to $7,000 of spend a year.

  9. American Express Blue Business Plus

    3% back · $0 annual fee

    $3.00 on $100

    • 2x points base rate.
    • 200 Amex Membership Rewards points valued at 1.5¢ each.

  10. Barclays AARP Essential Rewards Mastercard

    3% back · $0 annual fee

    $3.00 on $100

    • 3% cash back on gas.