American Express Business Gold Card review
A strong pick if you spend a lot on gas, transit and dining, where it's among the top three of the 106 cards we track.
- Updated October 17, 2026
- $375 annual fee
- Earns Amex Membership Rewards
- 106 cards compared
Who it suits
American Express Business Gold Card
- #1 of 106 for gas: $6.00 back on $100 (6%). The bonus rate covers up to $150,000 of spend a year.
- #1 of 106 for transit: $6.00 back on $100 (6%). The bonus rate covers up to $150,000 of spend a year.
- #2 of 106 for dining: $6.00 back on $100 (6%). The bonus rate covers up to $150,000 of spend a year.
- Its $375 yearly cost pays for itself after about $37,500 a year on gas, compared with the best card with no annual fee.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on gasWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $6.00 6% | #2 of 106 |
| Groceries | $1.50 1.5% | #57 of 106 |
| Gas | $6.00 6% | #1 of 106 |
| Travel | $1.50 1.5% | #41 of 106 |
| Airfare | $1.50 1.5% | #48 of 106 |
| Hotels | $1.50 1.5% | #47 of 106 |
| Transit | $6.00 6% | #1 of 106 |
| Streaming | $1.50 1.5% | #39 of 106 |
| Drugstores | $1.50 1.5% | #30 of 106 |
| Online shopping | $1.50 1.5% | #30 of 106 |
| Wholesale clubs | $1.50 1.5% | #28 of 106 |
| Everything else | $1.50 1.5% | #27 of 106 |