Robinhood Gold Card review
A strong pick if you spend a lot on online shopping, wholesale clubs and drugstores, where it's among the top three of the 106 cards we track.
- Updated October 17, 2026
- $0 annual fee
- Earns Cash back
- 106 cards compared
Who it suits
Robinhood Gold Card
- #1 of 106 for online shopping: $3.00 back on $100 (3%).
- #1 of 106 for wholesale clubs: $3.00 back on $100 (3%).
- #3 of 106 for drugstores: $3.00 back on $100 (3%).
- Earns $3.00 back on every $100, #1 of 106 for purchases outside any bonus category.
- It costs $50 a year, and American Express Blue Business Plus, with no annual fee, earns as much or more on everything else right now.
- Requires a paid Robinhood Gold membership ($50 a year).
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on everything elseWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $3.00 3% | #20 of 106 |
| Groceries | $3.00 3% | #12 of 106 |
| Gas | $3.00 3% | #9 of 106 |
| Travel | $3.00 3% | #5 of 106 |
| Airfare | $3.00 3% | #13 of 106 |
| Hotels | $3.00 3% | #10 of 106 |
| Transit | $3.00 3% | #9 of 106 |
| Streaming | $3.00 3% | #5 of 106 |
| Drugstores | $3.00 3% | #3 of 106 |
| Online shopping | $3.00 3% | #1 of 106 |
| Wholesale clubs | $3.00 3% | #1 of 106 |
| Everything else | $3.00 3% | #1 of 106 |