American Express Delta SkyMiles Platinum review
Its best category is hotels, at 3.6% back, though other cards earn more there.
- Updated October 17, 2026
- $350 annual fee
- Earns Delta SkyMiles
- 106 cards compared
Who it suits
American Express Delta SkyMiles Platinum
- Earns the most on hotels: $3.60 back on $100, #9 of 106.
- At Delta: $3.60 back on $100 (3.6%).
- Its $350 yearly cost pays for itself after about $58,300 a year on hotels, compared with the best card with no annual fee.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on hotelsWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $2.40 2.4% | #50 of 106 |
| Groceries | $2.40 2.4% | #32 of 106 |
| Gas | $1.20 1.2% | #93 of 106 |
| Travel | $1.20 1.2% | #77 of 106 |
| Airfare | $1.20 1.2% | #77 of 106 |
| Hotels | $3.60 3.6% | #9 of 106 |
| Transit | $1.20 1.2% | #83 of 106 |
| Streaming | $1.20 1.2% | #80 of 106 |
| Drugstores | $1.20 1.2% | #72 of 106 |
| Online shopping | $1.20 1.2% | #72 of 106 |
| Wholesale clubs | $1.20 1.2% | #71 of 106 |
| Everything else | $1.20 1.2% | #70 of 106 |