American Express Hilton Honors review
Best kept for Hilton, where it pays a bonus of its own.
- Updated October 16, 2026
- $0 annual fee
- Earns Hilton Honors points
- 106 cards compared
Who it suits
American Express Hilton Honors
- At Hilton: $3.50 back on $100 (3.5%).
- No annual fee, so it earns from the first dollar.
Rates change, so verify them with the issuer before you apply.
Card details at American Express See if it beats your cards on everything elseWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $2.50 2.5% | #47 of 106 |
| Groceries | $2.50 2.5% | #30 of 106 |
| Gas | $2.50 2.5% | #33 of 106 |
| Travel | $1.50 1.5% | #41 of 106 |
| Airfare | $1.50 1.5% | #48 of 106 |
| Hotels | $1.50 1.5% | #47 of 106 |
| Transit | $1.50 1.5% | #51 of 106 |
| Streaming | $1.50 1.5% | #39 of 106 |
| Drugstores | $1.50 1.5% | #30 of 106 |
| Online shopping | $1.50 1.5% | #30 of 106 |
| Wholesale clubs | $1.50 1.5% | #28 of 106 |
| Everything else | $1.50 1.5% | #27 of 106 |