Chase Aeroplan review
A strong pick if you spend a lot on travel and transit, where it's among the top three of the 106 cards we track.
- Updated October 17, 2026
- $195 annual fee
- Earns Aeroplan points
- 106 cards compared
Who it suits
Chase Aeroplan
- #1 of 106 for travel: $4.50 back on $100 (4.5%).
- #3 of 106 for transit: $4.50 back on $100 (4.5%).
- Its $195 yearly cost pays for itself after about $13,000 a year on travel, compared with the best card with no annual fee.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on travelWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $4.50 4.5% | #5 of 106 |
| Groceries | $4.50 4.5% | #4 of 106 |
| Gas | $3.00 3% | #9 of 106 |
| Travel | $4.50 4.5% | #1 of 106 |
| Airfare | $4.50 4.5% | #4 of 106 |
| Hotels | $4.50 4.5% | #4 of 106 |
| Transit | $4.50 4.5% | #3 of 106 |
| Streaming | $1.50 1.5% | #39 of 106 |
| Drugstores | $1.50 1.5% | #30 of 106 |
| Online shopping | $1.50 1.5% | #30 of 106 |
| Wholesale clubs | $1.50 1.5% | #28 of 106 |
| Everything else | $1.50 1.5% | #27 of 106 |