Chase IHG One Rewards review
Best kept for IHG, where it pays a bonus of its own.
- Updated October 17, 2026
- $0 annual fee
- Earns IHG One Rewards points
- 106 cards compared
Who it suits
Chase IHG One Rewards
- At IHG: $2.50 back on $100 (2.5%).
- No annual fee, so it earns from the first dollar.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on streamingWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $1.50 1.5% | #79 of 106 |
| Groceries | $1.50 1.5% | #57 of 106 |
| Gas | $1.50 1.5% | #64 of 106 |
| Travel | $1.00 1% | #84 of 106 |
| Airfare | $1.00 1% | #84 of 106 |
| Hotels | $1.00 1% | #84 of 106 |
| Transit | $1.00 1% | #88 of 106 |
| Streaming | $1.50 1.5% | #39 of 106 |
| Drugstores | $1.00 1% | #80 of 106 |
| Online shopping | $1.00 1% | #80 of 106 |
| Wholesale clubs | $1.00 1% | #79 of 106 |
| Everything else | $1.00 1% | #78 of 106 |