Chase IHG One Rewards Premier review
Best kept for IHG, where it pays a bonus of its own.
- Updated October 17, 2026
- $150 annual fee
- Earns IHG One Rewards points
- 106 cards compared
Who it suits
Chase IHG One Rewards Premier
- At IHG: $5.00 back on $100 (5%).
- It costs $150 a year to hold.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on travelWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $2.50 2.5% | #47 of 106 |
| Groceries | $2.50 2.5% | #30 of 106 |
| Gas | $2.50 2.5% | #33 of 106 |
| Travel | $2.50 2.5% | #20 of 106 |
| Airfare | $2.50 2.5% | #27 of 106 |
| Hotels | $2.50 2.5% | #25 of 106 |
| Transit | $2.50 2.5% | #28 of 106 |
| Streaming | $1.50 1.5% | #39 of 106 |
| Drugstores | $1.50 1.5% | #30 of 106 |
| Online shopping | $1.50 1.5% | #30 of 106 |
| Wholesale clubs | $1.50 1.5% | #28 of 106 |
| Everything else | $1.50 1.5% | #27 of 106 |