Chase United Explorer review
Best kept for United, where it pays a bonus of its own.
- Updated October 16, 2026
- $150 annual fee
- Earns United MileagePlus miles
- 106 cards compared
Who it suits
Chase United Explorer
- At United: $3.60 back on $100 (3.6%).
- It costs $150 a year to hold.
Rates change, so verify them with the issuer before you apply.
Card details at Chase See if it beats your cards on hotelsWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $2.40 2.4% | #50 of 106 |
| Groceries | $1.20 1.2% | #88 of 106 |
| Gas | $1.20 1.2% | #93 of 106 |
| Travel | $1.20 1.2% | #77 of 106 |
| Airfare | $1.20 1.2% | #77 of 106 |
| Hotels | $2.40 2.4% | #26 of 106 |
| Transit | $1.20 1.2% | #83 of 106 |
| Streaming | $1.20 1.2% | #80 of 106 |
| Drugstores | $1.20 1.2% | #72 of 106 |
| Online shopping | $1.20 1.2% | #72 of 106 |
| Wholesale clubs | $1.20 1.2% | #71 of 106 |
| Everything else | $1.20 1.2% | #70 of 106 |