USAA Cashback Rewards Plus American Express review
A strong pick if you spend a lot on gas, where it's among the top three of the 106 cards we track.
- Updated October 17, 2026
- $0 annual fee
- Earns Cash back
- 106 cards compared
Who it suits
USAA Cashback Rewards Plus American Express
- #2 of 106 for gas: $5.00 back on $100 (5%). The bonus rate covers up to $3,000 of spend a year.
- No annual fee, so it earns from the first dollar.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on gasWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $1.00 1% | #102 of 106 |
| Groceries | $3.00 3% | #12 of 106 |
| Gas | $5.00 5% | #2 of 106 |
| Travel | $1.00 1% | #84 of 106 |
| Airfare | $1.00 1% | #84 of 106 |
| Hotels | $1.00 1% | #84 of 106 |
| Transit | $1.00 1% | #88 of 106 |
| Streaming | $1.00 1% | #87 of 106 |
| Drugstores | $1.00 1% | #80 of 106 |
| Online shopping | $1.00 1% | #80 of 106 |
| Wholesale clubs | $1.00 1% | #79 of 106 |
| Everything else | $1.00 1% | #78 of 106 |