Best card to pair with the Discover it Cash Back
Robinhood Gold Card adds the most next to it: together they keep $619 a year after both fees from typical spending, $396 more than the it Cash Back on its own.
- Updated October 17, 2026
- $22,300 a year of spending
- Rankings are never paid for
Best pair
Keeps $619 a year after fees
- Earns $669 a year on the spending below; fees come to $50.
- That's $396 more than the it Cash Back alone ($223).
- Discover it Cash Back's rotating or limited-time bonuses aren't counted, since they don't last the whole year.
- Robinhood Gold Card needs Robinhood Gold ($50 a year), counted in the fees.
Rates change, so verify them with the issuer before you apply.
The best partners
What each card adds to the it Cash Back in a year, after its own fee, with every purchase on whichever of the two earns more. On its own, the it Cash Back keeps $223 a year.
| Partner | Adds a year | Together | Its fee |
|---|---|---|---|
| #1 Robinhood Gold Card | +$396 | $619 | $50 |
| #2 Citi Strata Premier | +$344 | $567 | $95 |
| #3 Capital One Venture Rewards | +$306 | $529 | $95 |
| #4 Barclays Wyndham Rewards Earner Plus | +$283 | $506 | $95 |
| #5 American Express Blue Cash Preferred | +$253 | $476 | $95 |
| Best with no fee Barclays Wyndham Rewards Earner | +$250 | $473 | $0 |
Which card to use
A year of spending, each purchase on the card that earns the most on it. When a bonus runs out at its cap, the rest goes on the next best card.
| Category | Spend a year | Use | Earns |
|---|---|---|---|
| Groceries | $6,200 | Robinhood Gold Card | $186 3% |
| Dining | $3,900 | Robinhood Gold Card | $117 3% |
| Gas | $2,400 | Robinhood Gold Card | $72 3% |
| Travel | $2,500 | Robinhood Gold Card | $75 3% |
| Drugstores | $700 | Robinhood Gold Card | $21 3% |
| Everything else | $6,600 | Robinhood Gold Card | $198 3% |
| Total | $22,300 | $669 |