Amex Blue Cash Preferred vs Capital One Savor
American Express Blue Cash Preferred earns more on groceries, streaming, gas and transit; Capital One Savor earns more on dining.
- Updated October 16, 2026
- 12 categories compared
- No sponsored picks
Which one suits you
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Pick it if
American Express Blue Cash Preferred
Most of your spending is on groceries, streaming, gas and transit.
-
Pick it if
Most of your spending is on dining.
American Express Blue Cash Preferred costs $95 more a year. On groceries it earns $3.00 more per $100, so it makes up the difference after about $3,200 a year of groceries.
Rates change, so verify them with the issuer before you apply.
Category by category
What each card earns on a $100 purchase, with points at typical values and every bonus cap unused.
| Category | American Express Blue Cash Preferred | Capital One Savor | Earns more |
|---|---|---|---|
| Dining | $1.00 1% | $3.00 3% | Capital One Savor (+$2.00) |
| Groceries | $6.00 6% | $3.00 3% | American Express Blue Cash Preferred (+$3.00) |
| Gas | $3.00 3% | $1.00 1% | American Express Blue Cash Preferred (+$2.00) |
| Travel | $1.00 1% | $1.00 1% | Tie |
| Airfare | $1.00 1% | $1.00 1% | Tie |
| Hotels | $1.00 1% | $1.00 1% | Tie |
| Transit | $3.00 3% | $1.00 1% | American Express Blue Cash Preferred (+$2.00) |
| Streaming | $6.00 6% | $3.00 3% | American Express Blue Cash Preferred (+$3.00) |
| Drugstores | $1.00 1% | $1.00 1% | Tie |
| Online shopping | $1.00 1% | $1.00 1% | Tie |
| Wholesale clubs | $1.00 1% | $1.00 1% | Tie |
| Everything else | $1.00 1% | $1.00 1% | Tie |
| Annual fee | $95 | $0 |