American Express Platinum Card review
A strong pick if you spend a lot on airfare, where it's among the top three of the 106 cards we track.
- Updated October 16, 2026
- $895 annual fee
- Earns Amex Membership Rewards
- 106 cards compared
Who it suits
American Express Platinum Card
- #1 of 106 for airfare: $7.50 back on $100 (7.5%). The bonus rate covers up to $500,000 of spend a year.
- Its $895 yearly cost pays for itself after about $19,900 a year on airfare, compared with the best card with no annual fee.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on airfareWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $1.50 1.5% | #79 of 106 |
| Groceries | $1.50 1.5% | #57 of 106 |
| Gas | $1.50 1.5% | #64 of 106 |
| Travel | $1.50 1.5% | #41 of 106 |
| Airfare | $7.50 7.5% | #1 of 106 |
| Hotels | $1.50 1.5% | #47 of 106 |
| Transit | $1.50 1.5% | #51 of 106 |
| Streaming | $1.50 1.5% | #39 of 106 |
| Drugstores | $1.50 1.5% | #30 of 106 |
| Online shopping | $1.50 1.5% | #30 of 106 |
| Wholesale clubs | $1.50 1.5% | #28 of 106 |
| Everything else | $1.50 1.5% | #27 of 106 |