Capital One Venture X vs Amex Platinum
Capital One Venture X Rewards earns more on dining, groceries, gas and 8 more categories; American Express Platinum Card earns more on airfare.
- Updated October 16, 2026
- 12 categories compared
- No sponsored picks
Which one suits you
-
Pick it if
Most of your spending is on dining, groceries, gas and 8 more categories.
-
Pick it if
American Express Platinum Card
Most of your spending is on airfare.
American Express Platinum Card costs $500 more a year. On airfare it earns $4.70 more per $100, so it makes up the difference after about $10,600 a year of airfare.
Rates change, so verify them with the issuer before you apply.
Category by category
What each card earns on a $100 purchase, with points at typical values and every bonus cap unused.
| Category | Capital One Venture X Rewards | American Express Platinum Card | Earns more |
|---|---|---|---|
| Dining | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Groceries | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Gas | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Travel | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Airfare | $2.80 2.8% | $7.50 7.5% | American Express Platinum Card (+$4.70) |
| Hotels | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Transit | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Streaming | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Drugstores | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Online shopping | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Wholesale clubs | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Everything else | $2.80 2.8% | $1.50 1.5% | Capital One Venture X Rewards (+$1.30) |
| Annual fee | $395 | $895 |