Chase Ink Business Preferred review
A strong pick if you spend a lot on travel and transit, where it's among the top three of the 106 cards we track.
- Updated October 17, 2026
- $95 annual fee
- Earns Chase Ultimate Rewards
- 106 cards compared
Who it suits
Chase Ink Business Preferred
- #1 of 106 for travel: $4.50 back on $100 (4.5%). The bonus rate covers up to $150,000 of spend a year.
- #3 of 106 for transit: $4.50 back on $100 (4.5%). The bonus rate covers up to $150,000 of spend a year.
- At Lyft: $7.50 back on $100 (7.5%).
- Its $95 yearly cost pays for itself after about $6,300 a year on travel, compared with the best card with no annual fee.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on travelWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $1.50 1.5% | #79 of 106 |
| Groceries | $1.50 1.5% | #57 of 106 |
| Gas | $1.50 1.5% | #64 of 106 |
| Travel | $4.50 4.5% | #1 of 106 |
| Airfare | $4.50 4.5% | #4 of 106 |
| Hotels | $4.50 4.5% | #4 of 106 |
| Transit | $4.50 4.5% | #3 of 106 |
| Streaming | $1.50 1.5% | #39 of 106 |
| Drugstores | $1.50 1.5% | #30 of 106 |
| Online shopping | $1.50 1.5% | #30 of 106 |
| Wholesale clubs | $1.50 1.5% | #28 of 106 |
| Everything else | $1.50 1.5% | #27 of 106 |