Best card to pair with the Chase Ink Business Preferred
Chase Freedom Unlimited adds the most next to it: together they keep $567 a year after both fees from typical spending, $252 more than the Ink Business Preferred on its own.
- Updated October 17, 2026
- $22,300 a year of spending
- Rankings are never paid for
Best pair
Keeps $567 a year after fees
- Earns $662 a year on the spending below; fees come to $95.
- That's $252 more than the Ink Business Preferred alone ($315).
- Chase Freedom Unlimited's points count at 1.5¢ because Chase Ink Business Preferred can transfer them; on their own they'd cash out at 1¢.
- Chase Ink Business Preferred is a business card.
Rates change, so verify them with the issuer before you apply.
The best partners
What each card adds to the Ink Business Preferred in a year, after its own fee, with every purchase on whichever of the two earns more. On its own, the Ink Business Preferred keeps $315 a year after fees.
| Partner | Adds a year | Together | Its fee |
|---|---|---|---|
| #1 Chase Freedom Unlimited | +$252 | $567 | $0 |
| #2 Robinhood Gold Card | +$246 | $561 | $50 |
| #3 Citi Strata Premier | +$242 | $557 | $95 |
| #4 American Express Blue Cash Preferred | +$211 | $526 | $95 |
| #5 Barclays Wyndham Rewards Earner | +$187 | $502 | $0 |
Which card to use
A year of spending, each purchase on the card that earns the most on it. When a bonus runs out at its cap, the rest goes on the next best card.
| Category | Spend a year | Use | Earns |
|---|---|---|---|
| Groceries | $6,200 | Chase Freedom Unlimited | $140 2.25% |
| Dining | $3,900 | Chase Freedom Unlimited | $176 4.5% |
| Gas | $2,400 | Chase Freedom Unlimited | $54 2.25% |
| Travel | $2,500 | Chase Ink Business Preferred | $112 4.5% |
| Drugstores | $700 | Chase Freedom Unlimited | $32 4.5% |
| Everything else | $6,600 | Chase Freedom Unlimited | $148 2.25% |
| Total | $22,300 | $662 |