Card Optimizer

Chase Ink Business Unlimited review

A simple card that earns 2.25% back on everything, with no categories to track.

Who it suits

Chase Ink Business Unlimited

  • Earns $2.25 back on every $100, #9 of 106 for purchases outside any bonus category.
  • At Lyft: $5.00 back on $100 (5%).
  • No annual fee, so it earns from the first dollar.

Rates change, so verify them with the issuer before you apply.

See if it beats your cards on everything else

Where it earns the most

What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.

CategoryOn $100 Rank
Dining$2.25 2.25%#58 of 106
Groceries$2.25 2.25%#35 of 106
Gas$2.25 2.25%#39 of 106
Travel$2.25 2.25%#22 of 106
Airfare$2.25 2.25%#31 of 106
Hotels$2.25 2.25%#28 of 106
Transit$2.25 2.25%#32 of 106
Streaming$2.25 2.25%#18 of 106
Drugstores$2.25 2.25%#13 of 106
Online shopping$2.25 2.25%#11 of 106
Wholesale clubs$2.25 2.25%#9 of 106
Everything else$2.25 2.25%#9 of 106