Discover it Cash Back review
Its best category is dining, at 5% back, though other cards earn more there.
- Updated October 16, 2026
- $0 annual fee
- Earns Cash back
- 106 cards compared
Who it suits
Discover it Cash Back
- Earns the most on dining: $5.00 back on $100, #4 of 106.
- No annual fee, so it earns from the first dollar.
Rates change, so verify them with the issuer before you apply.
See if it beats your cards on diningWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $5.00 5% | #4 of 106 |
| Groceries | $1.00 1% | #94 of 106 |
| Gas | $1.00 1% | #99 of 106 |
| Travel | $1.00 1% | #84 of 106 |
| Airfare | $1.00 1% | #84 of 106 |
| Hotels | $1.00 1% | #84 of 106 |
| Transit | $1.00 1% | #88 of 106 |
| Streaming | $1.00 1% | #87 of 106 |
| Drugstores | $1.00 1% | #80 of 106 |
| Online shopping | $1.00 1% | #80 of 106 |
| Wholesale clubs | $1.00 1% | #79 of 106 |
| Everything else | $1.00 1% | #78 of 106 |