Capital One Venture vs Chase Sapphire Preferred
Capital One Venture Rewards earns more on groceries, drugstores, online shopping and 2 more categories; Chase Sapphire Preferred earns more on dining, gas, streaming and 4 more categories.
- Updated October 16, 2026
- 12 categories compared
- No sponsored picks
Which one suits you
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Pick it if
Most of your spending is on groceries, drugstores, online shopping and 2 more categories.
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Pick it if
Most of your spending is on dining, gas, streaming and 4 more categories.
Both cost $95 a year, so the fee doesn't decide it.
Rates change, so verify them with the issuer before you apply.
Category by category
What each card earns on a $100 purchase, with points at typical values and every bonus cap unused.
| Category | Capital One Venture Rewards | Chase Sapphire Preferred | Earns more |
|---|---|---|---|
| Dining | $2.80 2.8% | $4.50 4.5% | Chase Sapphire Preferred (+$1.70) |
| Groceries | $2.80 2.8% | $1.50 1.5% | Capital One Venture Rewards (+$1.30) |
| Gas | $2.80 2.8% | $4.50 4.5% | Chase Sapphire Preferred (+$1.70) |
| Travel | $2.80 2.8% | $3.00 3% | Chase Sapphire Preferred (+$0.20) |
| Airfare | $2.80 2.8% | $3.00 3% | Chase Sapphire Preferred (+$0.20) |
| Hotels | $2.80 2.8% | $3.00 3% | Chase Sapphire Preferred (+$0.20) |
| Transit | $2.80 2.8% | $3.00 3% | Chase Sapphire Preferred (+$0.20) |
| Streaming | $2.80 2.8% | $4.50 4.5% | Chase Sapphire Preferred (+$1.70) |
| Drugstores | $2.80 2.8% | $1.50 1.5% | Capital One Venture Rewards (+$1.30) |
| Online shopping | $2.80 2.8% | $1.50 1.5% | Capital One Venture Rewards (+$1.30) |
| Wholesale clubs | $2.80 2.8% | $1.50 1.5% | Capital One Venture Rewards (+$1.30) |
| Everything else | $2.80 2.8% | $1.50 1.5% | Capital One Venture Rewards (+$1.30) |
| Annual fee | $95 | $95 |