Chase Sapphire Preferred review
A strong pick if you spend a lot on streaming, where it's among the top three of the 106 cards we track.
- Updated October 16, 2026
- $95 annual fee
- Earns Chase Ultimate Rewards
- 106 cards compared
Who it suits
Chase Sapphire Preferred
- #3 of 106 for streaming: $4.50 back on $100 (4.5%).
- At Lyft: $7.50 back on $100 (7.5%).
- It costs $95 a year, and U.S. Bank Cash+ Visa Signature, with no annual fee, earns as much or more on streaming right now.
Rates change, so verify them with the issuer before you apply.
Card details at Chase See if it beats your cards on streamingWhere it earns the most
What it earns on a $100 purchase in each category, and where that places it among the 106 cards we track.
| Category | On $100 | Rank |
|---|---|---|
| Dining | $4.50 4.5% | #5 of 106 |
| Groceries | $1.50 1.5% | #57 of 106 |
| Gas | $4.50 4.5% | #4 of 106 |
| Travel | $3.00 3% | #5 of 106 |
| Airfare | $3.00 3% | #13 of 106 |
| Hotels | $3.00 3% | #10 of 106 |
| Transit | $3.00 3% | #9 of 106 |
| Streaming | $4.50 4.5% | #3 of 106 |
| Drugstores | $1.50 1.5% | #30 of 106 |
| Online shopping | $1.50 1.5% | #30 of 106 |
| Wholesale clubs | $1.50 1.5% | #28 of 106 |
| Everything else | $1.50 1.5% | #27 of 106 |