Wells Fargo Autograph vs Chase Sapphire Preferred
Chase Sapphire Preferred earns more on dining, gas, streaming and 5 more categories, and Wells Fargo Autograph never earns more.
- Updated October 16, 2026
- 12 categories compared
- No sponsored picks
Which one suits you
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Pick it if
You'd rather pay $95 less a year than earn more.
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Pick it if
You want the most back: it earns as much or more in every category here.
Chase Sapphire Preferred costs $95 more a year. On dining it earns $1.50 more per $100, so it makes up the difference after about $6,300 a year of dining.
Rates change, so verify them with the issuer before you apply.
Category by category
What each card earns on a $100 purchase, with points at typical values and every bonus cap unused.
| Category | Wells Fargo Autograph | Chase Sapphire Preferred | Earns more |
|---|---|---|---|
| Dining | $3.00 3% | $4.50 4.5% | Chase Sapphire Preferred (+$1.50) |
| Groceries | $1.00 1% | $1.50 1.5% | Chase Sapphire Preferred (+$0.50) |
| Gas | $3.00 3% | $4.50 4.5% | Chase Sapphire Preferred (+$1.50) |
| Travel | $3.00 3% | $3.00 3% | Tie |
| Airfare | $3.00 3% | $3.00 3% | Tie |
| Hotels | $3.00 3% | $3.00 3% | Tie |
| Transit | $3.00 3% | $3.00 3% | Tie |
| Streaming | $3.00 3% | $4.50 4.5% | Chase Sapphire Preferred (+$1.50) |
| Drugstores | $1.00 1% | $1.50 1.5% | Chase Sapphire Preferred (+$0.50) |
| Online shopping | $1.00 1% | $1.50 1.5% | Chase Sapphire Preferred (+$0.50) |
| Wholesale clubs | $1.00 1% | $1.50 1.5% | Chase Sapphire Preferred (+$0.50) |
| Everything else | $1.00 1% | $1.50 1.5% | Chase Sapphire Preferred (+$0.50) |
| Annual fee | $0 | $95 |