Best card to pair with the Chase Freedom Rise

Robinhood Gold Card adds the most next to it: together they keep $619 a year after both fees from typical spending, $285 more than the Freedom Rise on its own.

  • Updated October 17, 2026
  • $22,300 a year of spending
  • Rankings are never paid for

Best pair

Keeps $619 a year after fees

  • Earns $669 a year on the spending below; fees come to $50.
  • That's $285 more than the Freedom Rise alone ($334).
  • Robinhood Gold Card needs Robinhood Gold ($50 a year), counted in the fees.

Rates change, so verify them with the issuer before you apply.

The best partners

What each card adds to the Freedom Rise in a year, after its own fee, with every purchase on whichever of the two earns more. On its own, the Freedom Rise keeps $334 a year.

PartnerAdds a year TogetherIts fee
#1 Robinhood Gold Card+$285$619$50
#2 Citi Strata Premier+$243$577$95
#3 Barclays Wyndham Rewards Earner Plus+$221$555$95
#4 American Express Blue Cash Preferred+$211$545$95
#5 Capital One Venture Rewards+$195$529$95
Best with no fee Barclays Wyndham Rewards Earner+$188$522$0

Which card to use

A year of spending, each purchase on the card that earns the most on it. When a bonus runs out at its cap, the rest goes on the next best card.

CategorySpend a year UseEarns
Groceries$6,200Robinhood Gold Card$186 3%
Dining$3,900Robinhood Gold Card$117 3%
Gas$2,400Robinhood Gold Card$72 3%
Travel$2,500Robinhood Gold Card$75 3%
Drugstores$700Robinhood Gold Card$21 3%
Everything else$6,600Robinhood Gold Card$198 3%
Total$22,300$669