Best card to pair with the USAA Eagle Navigator Visa Signature
Citi Strata Premier adds the most next to it: together they keep $556 a year after both fees from typical spending, $180 more than the Eagle Navigator Visa Signature on its own.
- Updated October 17, 2026
- $22,300 a year of spending
- Rankings are never paid for
Best pair
Keeps $556 a year after fees
- Earns $746 a year on the spending below; fees come to $190.
- That's $180 more than the Eagle Navigator Visa Signature alone ($376).
- Not everyone can get Usaa Eagle Navigator or spend its rewards freely.
Rates change, so verify them with the issuer before you apply.
The best partners
What each card adds to the Eagle Navigator Visa Signature in a year, after its own fee, with every purchase on whichever of the two earns more. On its own, the Eagle Navigator Visa Signature keeps $376 a year after fees.
| Partner | Adds a year | Together | Its fee |
|---|---|---|---|
| #1 Citi Strata Premier | +$180 | $556 | $95 |
| #2 American Express Blue Cash Preferred | +$169 | $545 | $95 |
| #3 Robinhood Gold Card | +$148 | $524 | $50 |
| #4 Barclays Wyndham Rewards Earner Plus | +$132 | $508 | $95 |
| #5 Barclays Wyndham Rewards Earner | +$125 | $501 | $0 |
Which card to use
A year of spending, each purchase on the card that earns the most on it. When a bonus runs out at its cap, the rest goes on the next best card.
| Category | Spend a year | Use | Earns |
|---|---|---|---|
| Groceries | $6,200 | Citi Strata Premier | $260 4.2% |
| Dining | $3,900 | Citi Strata Premier | $164 4.2% |
| Gas | $2,400 | Citi Strata Premier | $101 4.2% |
| Travel | $2,500 | Usaa Eagle Navigator | $75 3% |
| Drugstores | $700 | Usaa Eagle Navigator | $14 2% |
| Everything else | $6,600 | Usaa Eagle Navigator | $132 2% |
| Total | $22,300 | $746 |